Tomasz W. said:
it's 1% over the line, which feels like being told I'm a pass with a fail sticker on it
Tomasz, the line is real but it isn't a pass or fail line, and I think seeing why will make the decision easier.
The number your GP showed you is an estimate built from your age, sex, blood pressure, cholesterol, smoking status and a few other things, weighed against large populations followed over years. 11% means that in 100 people with your profile, about 11 would be expected to have a heart attack or stroke over the decade. The 10% figure is where guideline bodies have judged that, on average, the benefit of a statin starts to clearly outweigh the downsides. NICE in England and Wales suggests offering one from a QRISK3 score of 10%, and the U.S. Preventive Services Task Force recommends one for adults aged 40 to 75 with at least one risk factor at 10% or more, and calls 7.5% to 10% a selective decision. So at 11% you are close to a line where reasonable people choose differently, which is exactly why she asked you rather than told you.
Three things are worth taking back to her. First, which calculator and which inputs: if the blood pressure was a single reading on a rushed day, or the cholesterol is old, the number may move when they are repeated. Second, what would change the score: dgb's question is a good one, because blood pressure and cholesterol are inputs you can influence, age is not. Third, what she would expect a statin to do for someone with your particular numbers, in the same terms as the risk, out of a hundred people. Guidance also puts lifestyle changes first and generally supports a reassessment after they have had time to work, so asking for that is not refusing treatment.
I can't tell you whether to take it, because the right answer depends on your full history and how you weigh a daily tablet against a modest reduction in risk. That's a conversation for your GP, and you are clearly well equipped to have it. The cholesterol screening guide covers the lipid side of the inputs.